FINRA
Trust through transparency
Sources & Methodology
See the official guidance and research behind our lessons, calculators, readiness reviews, and planning rules.
Official first
We prioritize government agencies, regulators, and primary research.
Limits stay visible
Sources inform education and estimates; they don't remove household-specific assumptions.
Reviewed over time
Annual planning policies include verification dates so changes can be reviewed deliberately.
11 official sources
- Open official source (opens another site)
- Open official source (opens another site)
Internal Revenue Service
2026 maximum capital-gain rate thresholds
Policy source last verified 2025-12-01
- Open official source (opens another site)
Internal Revenue Service
Capital gains and losses
- Open official source (opens another site)
Internal Revenue Service
Dividends and other corporate distributions
- Open official source (opens another site)
Internal Revenue Service
Net Investment Income Tax
- Open official source (opens another site)
Internal Revenue Service
Reinvested-dividend reporting and cost basis
- Open official source (opens another site)
Investor.gov
Cash sweep programs for uninvested cash
- Open official source (opens another site)
Investor.gov
Fractional-share investing
- Open official source (opens another site)
Investor.gov
How fees and expenses affect an investment portfolio
- Open official source (opens another site)
Investor.gov
Order execution and payment for order flow
- Open official source (opens another site)
Tax Foundation
2026 state tax changes