Sources & Methodology

6 official sources

1. Internal Revenue Service

   2026 retirement contribution and Roth phaseout adjustments

   Used in:Step 11: Build a legacy that starts with stabilityStep 7: Fund tax-advantaged accounts toward your retirement goalStep 8: Maximize retirement contributions within 2026 limitsTax-Advantaged Accounts

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2. Internal Revenue Service

   Instructions for Form 8606

   Used in:Step 7: Fund tax-advantaged accounts toward your retirement goal

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3. Internal Revenue Service

   Publication 590-A: Contributions to IRAs

   Used in:Step 7: Fund tax-advantaged accounts toward your retirement goal

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4. Internal Revenue Service

   Publication 590-B: Distributions from IRAs

   Used in:Step 11: Build a legacy that starts with stabilityStep 5: Build a full emergency fundStep 7: Fund tax-advantaged accounts toward your retirement goal

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5. Internal Revenue Service

   Publication 969: Health Savings Accounts

   Used in:Step 7: Fund tax-advantaged accounts toward your retirement goal

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6. Internal Revenue Service

   Required minimum distribution FAQs

   Used in:Step 7: Fund tax-advantaged accounts toward your retirement goal

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