Consumer Financial Protection Bureau
Trust through transparency
Sources & Methodology
See the official guidance and research behind our lessons, calculators, readiness reviews, and planning rules.
Official first
We prioritize government agencies, regulators, and primary research.
Limits stay visible
Sources inform education and estimates; they don't remove household-specific assumptions.
Reviewed over time
Annual planning policies include verification dates so changes can be reviewed deliberately.
6 official sources
- Open official source (opens another site)
- Open official source (opens another site)
Consumer Financial Protection Bureau
What is a certificate of deposit?
- Open official source (opens another site)
Federal Deposit Insurance Corporation
Financial products that are insured by the FDIC
Internal Revenue Service
Publication 590-B: Distributions from IRAs
Used in:Step 11: Build a legacy that starts with stabilityStep 5: Build a full emergency fundStep 7: Fund tax-advantaged accounts toward your retirement goalOpen official source (opens another site)- Open official source (opens another site)
TreasuryDirect
Selling a Treasury marketable security